Currently Not Collectible

Currently Not Collectible (CNC) Status – IRS Hardship Relief Services

If you’re struggling to pay back taxes because of financial hardship, you may qualify for Currently Not Collectible (CNC) status with the IRS. This status temporarily stops collections — no wage garnishments, no bank levies, and no threatening letters — giving you breathing room to get back on your feet.

What is CNC Status?

“Currently Not Collectible” means the IRS recognizes that forcing you to pay taxes right now would cause significant financial hardship. While in CNC:

  • The IRS pauses collection efforts.
  • Interest and penalties may still accrue, but you won’t have to make monthly payments.
  • You keep your income for living expenses instead of IRS payments.

Who Qualifies?

You may qualify if:

  • Your necessary living expenses equal or exceed your monthly income.
  • You’re living paycheck to paycheck.
  • Paying the IRS would leave you unable to cover basics like food, housing, and medical care.

Benefits of CNC Status

  • Immediate relieffrom IRS collection activity.
  • Protectionof wages, bank accounts, and assets.
  • Peace of mindwhile you focus on rebuilding financially.

Important to Know

  • CNC is not permanent. The IRS will review your financial situation periodically.
  • If your finances improve, you may need to start making payments again.
  • Some taxpayers in CNC run out the 10-year IRS collection statute, meaning the debt may eventually expire.

How We Help

Our tax resolution team will:

  1. Review your finances to determine if CNC is the right option.
  2. Handle all communication with the IRS.
  3. Submit the necessary financial forms to request hardship status.
  4. Keep you updated and protected from aggressive IRS tactics.

Take the First Step Toward Relief

If IRS debt is making life unmanageable, you don’t have to face it alone. Contact us today to see if you qualify for Currently Not Collectible status.